Build Financial Resilience That Actually Works

Most businesses struggle with financial planning because they're missing the strategic foundation. We teach practical approaches that help you make informed decisions, manage cash flow effectively, and create sustainable growth patterns.

Explore Learning Programs
Strategic financial planning workspace with charts and analysis tools
Business financial analysis and planning session

Why Traditional Financial Advice Often Falls Short

After working with hundreds of businesses across Bulgaria, I've noticed the same patterns. Companies get generic advice that sounds good in theory but doesn't fit their actual situation. They implement complex systems they don't understand, or they oversimplify to the point where important details get missed.

  • Context matters more than formulas – your industry, size, and goals shape every financial decision
  • Cash flow timing can make or break even profitable businesses – it's about when money moves, not just amounts
  • Risk management isn't just insurance – it's building flexibility into your financial structure
  • Growth planning requires balance between opportunity and sustainability
  • Financial systems should simplify your life, not complicate it further

How Strategic Planning Actually Works

Real financial strategy starts with understanding your specific situation. Then we build systems that adapt as your business changes.

Current State Analysis

We start by mapping your actual financial flows, not what you think they should be. This includes seasonal patterns, customer payment behaviors, and expense timing that textbooks never mention.

Scenario Planning

Instead of single forecasts, we develop multiple scenarios based on different market conditions. This helps you prepare for various outcomes without getting overwhelmed by possibilities.

Implementation Support

The gap between knowing and doing is where most plans fail. Our programs include practical tools and regular check-ins to help you actually execute what you've learned.

Learning Through Real Business Cases

Our programs use actual business examples from companies similar to yours. You'll work through scenarios based on real challenges, not theoretical exercises.

  • Case studies from Bulgarian businesses across different industries
  • Interactive workshops where you apply concepts to your own situation
  • Access to financial models and templates that you can customize
  • Small group discussions with other business owners facing similar challenges
  • Follow-up sessions to help you implement what you've learned
Interactive business case study session with financial planning materials

Your Learning Journey

We've designed this program based on how people actually learn financial planning – building from concrete examples to broader strategic thinking.

Foundation Phase

Understanding your current financial position and identifying the most important areas to focus on first. This takes about 6-8 weeks of evening sessions.

Strategy Development

Learning to create realistic financial plans that account for your specific business cycles and growth goals. Includes hands-on work with your actual data.

Implementation & Monitoring

Setting up systems to track progress and adjust plans as conditions change. Plus ongoing support to help you stay on track.

Advanced Topics

Tackling more complex areas like investment analysis, expansion planning, and long-term wealth building strategies based on solid foundations.

Why This Approach Works Better

Most financial education focuses on theory or tries to cover everything at once. Our approach is different – we start with your real business situation and build outward from there.

Practical Focus

Every concept gets applied to actual business scenarios, so you understand not just what to do, but when and why.

Local Context

Examples and case studies reflect Bulgarian business environment, tax considerations, and market conditions.

Small Groups

Limited enrollment ensures you get individual attention and can ask questions about your specific situation.

Ongoing Support

Learning doesn't stop after the program – we provide resources and check-ins to help you continue developing.

Todor Stoyanov, Financial Planning Instructor

Todor Stoyanov

Program Director

I've been helping Bulgarian businesses with financial planning since 2018. What I've learned is that good financial strategy isn't about complex formulas – it's about understanding your specific situation and building systems that actually work for your business.

Ready to Build Better Financial Systems?

Our next program starts in September 2025. Classes are held in the evenings, and we limit enrollment to ensure everyone gets individual attention.

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