Financial Planning Readiness Assessment
Understanding your current position helps create the most effective strategy for your financial future
Where Are You Starting From?
Before we dive into complex financial strategies, let's be honest about something most advisors won't tell you upfront. Your current financial situation – not where you think you should be – determines everything about your planning approach.
I've worked with business owners in Lovech who thought they needed aggressive investment portfolios when what they really needed was basic cash flow management. Others came in asking about simple savings plans but were actually ready for sophisticated tax optimization strategies.
This assessment isn't about judging where you are now. It's about building a strategy that actually works with your reality, not against it.
Three Essential Elements for Success
In my fifteen years working with Bulgarian families and business owners, I've noticed successful financial planning always comes down to three core elements. Miss any one of these, and even the best strategy falls apart.
Financial Clarity
You know exactly how much money comes in, goes out, and where it goes. This sounds basic, but you'd be surprised how many successful business owners operate on financial gut feelings rather than clear data.
Realistic Timeline
Your goals match your timeline and capacity to save. A 45-year-old wanting to retire comfortably at 55 with no current savings needs a different approach than someone with the same goal and ten years of consistent saving behind them.
Implementation Commitment
You're ready to make actual changes to your financial habits. Planning without action is just expensive dreaming. We focus on strategies you can realistically maintain for years, not months.
The most successful clients I work with aren't necessarily the wealthiest starting out. They're the ones who approach financial planning with clear expectations and genuine commitment to the process.
Dimitar Georgiev
Senior Financial Strategist
Petar Stoyanov
Investment Planning Specialist
Getting Started the Right Way
Most people jump straight into investment discussions or retirement planning without establishing the foundation. That's like building a house without checking if the ground is stable.
Our approach starts differently. We spend real time understanding your specific situation – not just your numbers, but your concerns, your family dynamics, your business cycles if you're self-employed, and what financial security actually looks like for you personally.
Financial planning isn't about perfect predictions or guaranteed returns. It's about building flexibility and security that works with real life – including the unexpected parts.
Ready to Start Your Financial Assessment?
Our comprehensive planning programs begin in September 2025, with preparation consultations available from July. Let's discuss your specific situation and determine the best approach for your goals.